Charged With Driving Without Insurance in Baltimore City? We Can Help.
If you were charged with Driving Without Insurance in Baltimore City, you’re not alone. This is one of Maryland’s most frequent traffic charges — often caused by simple mistakes like missed payments, policy lapses, MVA errors, or outdated address information. Regardless of what caused the lapse, the consequences can be serious. But the good news is: with the right strategy, they can usually be fixed quickly.
At the Law Offices of David R. Waranch, we help Baltimore City drivers resolve insurance-related charges, restore MVA compliance, and avoid the harsh penalties associated with §17-107 of the Transportation Article.
What “Driving Without Insurance” Means in Maryland
Maryland requires every registered vehicle to maintain active liability insurance at all times. If your insurance is cancelled, lapses, or the MVA flags it as inactive, you may be charged with Driving Uninsured under §17-107.
Potential penalties include:
- Fines up to $1,000 for a first offense
- Five points on your Maryland driving record
- Vehicle registration suspension
- Possible jail time (especially for repeat violations)
- Costly MVA administrative penalties
If your registration is suspended, continuing to drive can lead to additional criminal charges.
Why You Need a Baltimore City Traffic Lawyer
Baltimore City judges take this charge seriously — but they are significantly more lenient when a driver fixes the insurance lapse before appearing in court. An experienced traffic lawyer helps ensure that happens.
We help by:
- Showing proof that you’ve reinstated valid insurance
- Negotiating dismissal or reduction of the charge
- Preventing or reducing points and registration consequences
- Raising legal defenses (knowledge, notice, administrative error)
- Representing you in Baltimore City District Court
- Ensuring full compliance with the MVA to avoid future issues
We have helped thousands of Maryland drivers resolve uninsured-driving cases with minimal long-term impact.
MVA Insurance Lapse Penalties — Separate From Court Penalties
Even if police never stopped you, the MVA can still issue financial penalties for a lapse in coverage. These are separate from your court case.
- $150 for the first 30 days of lapse
- $7 per day after that (up to $2,500)
- Registration suspension
- Possible license suspension
- Additional reinstatement fees
Official information: Maryland MVA Insurance Compliance
Related Charges We Also Handle
Where We Represent Drivers in Baltimore City
We handle Driving Without Insurance cases throughout Baltimore City, including:
- Downtown Baltimore
- Federal Hill
- Fells Point
- Hampden
- Canton
- Locust Point
- Remington
- Charles Village
- Penn North
- Park Heights
- All Baltimore City ZIP codes
If your case is scheduled at the North Avenue District Court or the Patapsco Avenue courthouse, we are ready to step in immediately.
Helpful Resources for Baltimore City Drivers
- Maryland Insurance Administration
- Maryland Motor Vehicle Administration (MVA)
- Baltimore City Official Government Website
- Our Blog
Fix Your Insurance Issue Before Court — Talk to a Lawyer Today
Driving uninsured can lead to serious penalties and expensive MVA sanctions — but most cases can be resolved successfully with early action.
Call 301-563-9575 or visit www.davidwaranch.com for a free consultation.
Law Offices of David R. Waranch — Maryland Traffic Lawyers. We’ve Got Your Back.
Hablamos Español.