What is Contributory Negligence? Maryland is one of only five jurisdictions in the United States that uses this standard. In a nutshell, if you were involved in a Maryland car accident and you fell below the “standard of care” (and were even the slightest bit at fault or negligent), you are completely barred from recovery. Read More
Can I Settle My Property Damage Claim Before My Injury Claim?
Yes, you are entitled to do that. In fact, it is beneficial to settle your Maryland property damage claim quickly. This will allow you to focus more on your Maryland injury case and get the medical treatment that you need. If your Maryland car accident was serious and your car was totaled, make sure all Read More
I Was In An Accident, Should I Speak To The Other Driver’s Insurance Company?
Should I Speak To The Insurance Adjuster? The simple answer: no. I recommend that to everyone to consult with a Maryland personal injury lawer BEFORE you sign any forms, speak to the adjuster, etc..The adjuster works for the other driver’s insurance carrier. He or she is trying to protect the bottom line of their company. Read More
What is a Contingency Fee?
Maryland Contingency Fee–What Is It? The majority (if not all) Maryland injury lawyers take personal injury cases on “contingency.” Have you seen all those ads that say “NO FEE UNLESS WE RECOVER?” Simply put, the lawyer doesn’t get paid unless you do. This model makes a lot of sense because it motivates the attorney to Read More
Maryland PIP Insurance, Part 2
As many of you might already know, PIP (short for personal injury protection) is no fault is car insurance covering medical bills, lost wages and other expenses incurred in a Maryland auto collision. Regardless of fault or cause of collision, Maryland PIP allows claims for the insured vehicle’s owner, passengers, family members dwelling with the Read More
What You Should Know About Maryland Auto Insurance
Quick answer: Every Maryland auto policy must carry at least $30,000 per person and $60,000 per accident in bodily injury liability plus $15,000 in property damage under Md. Code, Transp. § 17-103(b). It also automatically includes PIP and uninsured motorist coverage — with the UM limit equal to your liability limit — unless the first Read More
Closing the “Gap” With Gap Insurance
As a Maryland personal injury attorney and accident lawyer, I see countless people struggle when their car is totaled because of an accident. The solution: Gap Insurance. Here is a quick guide to help you purchase Maryland Gap Insurance. A car depreciates soon after you inhale that new car smell. As soon as you drive Read More
4 Reasons To File A Lawsuit In Your Maryland Accident Case
Sometimes, you have to do what you have to do. In your Maryland car accident case, if the insurance company is playing games and not willing to give you a fair settlement, consider filing a lawsuit. Here’s why: 1. A Lawsuit Sends A Message That You Are Serious: Insurance companies know that it takes time Read More
Why “Over-Treament” Can Hurt Your Maryland Accident Case
Getting the “right” amount of treatment for your injuries is a balancing act. You certainly don’t want to get too little treatment or stop treatment before your injuries have resolved. On the other hand, it is not wise to “over treat” or get unecessary treatment. Insurance companies will try to punish you for over-treatment, which Read More
Why You May Need A Maryland Personal Injury Lawyer
In Maryland, even if the other party admits fault following a car accident, your struggles are not over. You still have to deal with your insurance company, the other driver’s insurance company, and possible long-term complications from injuries that you may not have noticed at the time of the crash. Most likely, the insurance companies Read More